Get fast, competitive quotes from major insurers for high deductible plans. (We can quote other plans too - just let us know.)

Dear Valued Client:

After experimenting with those "get your own quote" systems for a few weeks, I have made a business decision to provide more personalized service to you, our highly valued client. This page briefly describes our approach to providing you with the most accurate quotes from multiple A-rated insurers.

After you click the link below, the next page you will see will have a brief, one-page form that allows you to provide basic data for quotes. In addition, you will have the opportunity to provide relevant medical history and to make any special requests that may impact your quotes. This allows us to give more accurate quotes, to the extent of the information you choose to provide. The entire process only takes about 2 to 3 minutes of your time and is totally confidential.

PLEASE NOTE: When you "submit" the form, it comes directly to MY OFFICE via email. We never sell your information to any other third-party for one simple reason -- we want to earn the opportunity to be your agent/broker for your health insurance. That is how we get paid - by earning your insurance business on a case-by-case basis.

Your quotes will be prepared by my staff and delivered via email, usually the same day business day. Because I personally review your quotes, I can also help identify alternative ideas that may work better for you but that are not available in the auotmated quoting software that we use (virtually the same software used by 95% of agents).

PLEASE REALIZE (& remember): All health plan quotes are the same, as established by the various insurance companies, and regulated by state insurance departments. Final premiums can only be determined after underwriting. The "quotes" you initially see are just that -- quotes, and they are based on a limitied snapshop of your insurability. In the end, the final premiums for all health plans are the same! No agent can actually give you a "better deal" than another agent.

So how do you choose a plan? The difference lies in customer service. I've been helping people like you identify and select the best health plan for their needs for almost 30 years. I genuinely appreciate the opportunity to do the same for you.

To get your quotes, please click here:

PLEASE NOTE: Confidentiality & availability.

Your confidentiality is ensured with us. We never provide your personal information to any other party for any reason. You will never be contacted regarding quotes from this site by anyone not affiliated with our agency.

At this time, we are unable to provide quotes for residents of the following states:
AK, CO, CT, HI, ID, KY, MA, ME, MT, NE, NH, NM, NJ, NY, OR, RI, VT, WA, WV, WY.

Any questions? Just use the "contact" link at the top.

Thanks for visiting!

C. Dean Richard, JD, MSBA, RHU
"the HSA king"
Licensed Ins. Agent/Broker since 1980

To ensure your trust and confidence in our services, we only represent highly rated companies you know, such as: